Off Script

What I'd tell you if I wasn't on commission

Credit cards, personal loans, and debt relief — from someone who's been on the other end of the call.

Seven years on the phones. First as a loan officer, now in debt relief. These are the offers I'd actually point a friend toward — and the honest take on when none of them are the right move.

Advertiser Disclosure: Some of the offers below come from partners who pay me a commission if you sign up through my links. That's how the site stays free. It does not change which products I recommend — I won't list something I wouldn't tell my own family to use. Read the full Affiliate Disclosure.